What’s Safe Now? Diversifying with Purpose in an Uncertain Economy

The New Safe: Purposeful Diversification in a Volatile World

With markets teetering, inflation lingering, and the 2025 election stirring anxiety, it’s no surprise that investors are wondering where their money is actually safe. The old 60/40 portfolio no longer feels like enough, and for good reason.

This year has reminded us that effective diversification isn’t just about spreading risk—it’s about being intentional with your strategy.

• Gold and silver have historically protected purchasing power during inflationary cycles.
• Roth conversions are especially timely with tax brackets likely to rise in 2026.
• Fixed income alternatives may offer protection and growth potential without stock market exposure.
• Add to that global unrest and rising long-term care costs, and the smartest investors are no longer waiting to see what happens—they’re acting now.

Many of our clients have shifted from simply holding stocks and bonds to integrating assets like precious metals, fixed indexed annuities, and strategic Roth conversions.

 

Final Thoughts from NorthPoint
At NorthPoint, we help you craft a customized strategy that reflects today’s risks and tomorrow’s goals. There’s no one-size-fits-all solution—but there is a safer path forward. To achieve this, we help you select the right investments, diversify your holdings, and build a broader portfolio with the goal of enhancing your financial security.

Let’s take a look at your portfolio — Before the next curveball hits.